This product is designed to provide customers with convenient and affordable means of owning household appliances/equipment by spreading payments over a period of time.


  • Access up to N1,000,000.00
  • Payment over a maximum period of 12 months
  • Flexible repayment options
  • Competitive pricing and no hidden charges


  • Opportunity to acquire assets immediately and spread payment over a period of time
  • Asset is purchased from accredited vendors
  • No collateral
  • Competitive pricing and no hidden charges


  • Confirmed employee of FCMB rated companies (The list of rated companies is available at our branches nationwide).
  • Employer must show commitment to remit their monthly salary to FCMB account.