We offer a range of ways for you to receive payments, whether it’s cash at the branch or electronic deposits from different platforms. It’s all about making it easier for your business to get paid.

Solutions

FCMBCollect

FCMBCollect brings all your in-store management and collections into one place. It’s built to make running your business simpler, whether you’re keeping track of sales, inventory, or managing more than one location.

Its core features include:

• Multiple Collection Tracking
• Instant credit alert for store managers and Business Managers
• Seamless Payments with Instant Virtual Account
• Partner & Vendor Payment Monitoring
• Multi-Store Management
• Inventory Tracking
• Staff Management
• Report and Business Analytics

EasyPay

FCMB EasyPay is a payment method that lets your customers pay without swiping their cards. Instead, they simply tap their contactless-enabled payment card or device on a contactless-enabled reader. It is fast, secure and convenient. It enables you to easily accept electronic payments by turning a mobile device into a point-of-sale device. It is an optimal solution for SMEs that do not accept card payments and can be integrated with merchants’ existing cash register solutions.

POS/mPOS

Our mPOS and POS devices let you accept card payments from your customers, whether they use debit or credit cards. It’s a simple way to get paid directly into your account.

The FCMB mPOS/POS terminal accepts all cards issued in and outside Nigeria, including Verve, VISA, and MasterCard. International card acceptance, however, is activated only upon the merchant’s request.

With our POS, you can do more than just accept payments. Here are some of the other things you can do:

• Cash Back services
• Pre-Authorization service
• Air time recharge
• Bill payment (PHCN, DSTV, etc.)
• Payment Reversal option
• End of Day transaction report
• Instant confirmation of payment via the CTMS platform
• Accepts all varieties of debit cards of all participating banks in Nigeria
• Prompt settlement of funds within T+1 for local cards and T+2 for international cards

BillsCollect and e-BillsPay

Looking for a way to avoid extra charges when customers deposit large amounts into your account?

FCMB BillsCollect & e-BillsPay are account-based; FCMB BillsCollect and e-BillsPay make it easy to collect large payments straight into your account, instantly and online. You get credited right away, so you can focus on running your business. It’s the most convenient cash payment and receipt platform for your business, as it supports the collection of Fees, Levies, Contributions, Subscriptions, etc.

Visit the nearest FCMB branch to sign up.

Paystack

As an SME, you can receive payment directly into your bank account from various platforms with Paystack. Payers can pay with their debit card, credit card or bank account. You can integrate the payment link into your website, or create a link and send it via email, WhatsApp, Facebook, Twitter, Instagram, etc., to your payers.

There’s no cost to sign up.

Some other benefits are:

• Payers can set standing orders and reminders.
• The transaction is real-time.
• You’ll also enjoy a higher transaction success rate than with other payment gateways.
• Send electronic invoices to your payers or debtors.
• No paperwork needed.

To sign up for this solution, please click here.

NQR

The Nigeria Quick Response Code (NQR), powered by NIBSS, is an online, real-time payments and collections platform that supports merchant collections, enabling customers to pay for goods and services in a secure, flexible, and seamless manner. This process will enable merchants to enjoy stress-free, error-free collections from their customers in a timely fashion.

How it works:

• The merchant displays the generated NQR Code at their desired location.
• Customers select the NQR option on their bank’s mobile application and scan the displayed NQR Code to make a payment to the biller.
• Payment notifications are sent to the merchant and customer once the transaction is completed, instantly.

You can get started in any of the 3 ways below:

• A merchant can be onboarded at any of our branches.
• The merchant can also process via the NQR Merchant app, available on the Android Play Store.
• The merchant can also fill out the form on this page.

FCMB Payment Gateway (FERN)

Conveniently accept payments securely with multiple options into your bank account, also control your finances, and track transactions in real-time at a low processing cost. This service can be integrated into your website, or you can create a payment link to share via various digital channels.

Your customers will find it convenient too, with payments that are prompt, reliable and always available.

Some other benefits are:

• Signing up is quick and free.
• Enjoy international and domestic card payment acceptance.
• Get access to reports and insights on your transactions and customer activity.
• Send electronic invoices to your customers whenever you need to.
• Easily connect with other tools using our integration options.
• And if you ever need help, our team is here for you.

Ready to get started with FERN? Just click here.