You’ll need an FCMB Dollar Domiciliary account to use this feature.

GRO Max

GROMax lets you invest from $5,000 at 5% interest for a year.

Getting started is easy:

• Log in to your mobile app.
• Tap on ‘Investments’ and choose ‘Gro’.
• Switch to USD.
• Select Investments and click on GROMax
• Give your investment a name and enter the amount you want to invest.
• Select the funding account to be debited.
• Check the interest and tenor boxes.
• Pick where you’d like your returns paid at maturity.
• You’ll see a summary with all the details—how much you’re investing, for how long, your interest rate, and what you’ll earn at the end.
• If you’re happy with everything, accept the terms and conditions to get started.
• Enter your transaction PIN and choose how you’d like to verify—OTP or token.
• Enter the code and watch your money start growing.

Start GROwing

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GROFlex

GROFlex is a flexible investment plan that lets you start with as little as $1000, earning 3.5% interest over 182 or 365 days.

You can also set up automatic top-ups from $100, so your investment keeps growing without any extra effort.

Getting started is simple:

• Log in to your mobile app.
• Tap on 'Investments' and choose 'Gro'.
• Switch to USD if you want to invest in dollars.
• Select 'GROFlex' from the list of investment options.
• Give your investment a name and enter the amount you want to invest.
• Select the dollar funding account to be debited.
• Pick your preferred interest rate and investment period.
• Let us know which dollar account you’d like your returns paid into when your investment matures.
• You’ll see a summary with all the details—your principal, investment period, interest rate, expected returns, and more. If everything looks good, accept the terms and conditions to get started. Start investing.
• Enter your transaction PIN and choose how you’d like to verify—either with an OTP or token.
• Enter the code and watch your money start growing.

Start GROwing

You can keep an eye on your savings and interest every day with our simple dashboard. It’s all there to help you track your progress.

Yes, you can. If you need to withdraw before your plan ends, there’s an 80% charge on the interest you’ve earned so far.

No, you’ll need to withdraw the full amount in your goal savings when you choose to liquidate.

1. Go to your active investments on the GRO dashboard.
2. Choose the investment you want to withdraw.
3. You’ll see your investment details and a button to start the withdrawal.
4. Review and accept the terms.
5. Once you confirm, we’ll process your request and credit your account.

There is no minimum/maximum amount—you’ll withdraw the full balance in your goal savings when you liquidate.

No, you do not. You can start automating your savings and investments on the mobile app.

No, you’ll need to withdraw the full amount in your goal savings when you choose to liquidate

You can do this yourself on the mobile app. Just log in, pick the investment you want to withdraw, tap 'liquidate', review the terms, and submit. Your account will be credited right away.