First City Monument Bank | Credit Card Bouquet

With the FCMB Visa Credit Card, you can enjoy life without boundaries. Pay for anything, anytime, anywhere.

Our Credit Card Bouquet

Who needs the FCMB Visa Credit Card?

“CLASSIC”	“GOLD”
Civil Servants Engineers Bank Workers, etc.	Oil Workers Multinationals Business Owners, etc.

Why Choose the FCMB Visa Credit Card?

“CLASSIC”	“GOLD”
No Initial card issuance fee Card will be renewed automatically after expiry date Credit Limit of up to N999,999.99 International Spend limit ($3000 monthly, inclusive of $150 ATM Withdrawal)	No Initial card issuance fee Card will be renewed automatically after expiry date Credit Limit of up to N3,500,000 International Spend limit ($3000 monthly, inclusive of $150 ATM Withdrawal)

Online Transaction Fee

“CLASSIC”	“GOLD”
No online transaction fee	No online transaction fee

Security

“CLASSIC”	“GOLD”
Chip & Pin EMV compliant Verified by Visa	Chip & Pin EMV compliant Verified by Visa

Interest Rate

“CLASSIC”	“GOLD”
4% for Unsecured and 3% for secured	4% for Unsecured and 3% for secured

Interest Free Period

“CLASSIC”	“GOLD”
Up to 40 days	Up to 40 days

Additional Benefits

“CLASSIC”	“GOLD”
Concierge Service Travel Accident Insurance 24 hours customer service Emergency Cash Advance Emergency temporary card replacement International Spend limit ($3000 monthly, inclusive of $150 ATM Withdrawal)	Concierge Service Travel Accident Insurance 24 hours customer service Emergency Cash Advance Emergency temporary card replacement International Spend limit ($3000 monthly, inclusive of $150 ATM Withdrawal)

Pricing

Features	“CLASSIC”	“GOLD”
Card Issuance Fee	Free	Free
Supplementary card Issuance Fee	N500	N750
Quarterly maintenance fee	N50	N50
Supplementary Maintenance Fee	N50	N50
Card Reissuance Fee	N500	N750
PIN Reissuance Fee	N150	N150
Card Replacement Fee	N500	N750
Cash Withdrawal Fee (FCMB)	N100	N100
Cash Withdrawal Fee (Int’l)	N240	N240
Cash Withdrawal Fee (Other Banks)	N250	N250
Interest Rate	4% for Unsecured & 3% for Secured	4% for Unsecured & 3% for Secured
Late Payment Fee	N 2,000	N 2,000
Over Limit Fee (per event)	3% of Excess Amount	3% of Excess Amount
Statement Fee	Free	Free
Verified by Visa (Optional Security feature)	Free	Free

How do I get one?

“CLASSIC”	“GOLD”
Give us some information here and a representative will get back to you. Otherwise, please visit the nearest FCMB branch. Click for full details and FAQ

my bank and I

FCMB is registered and regulated by the Securities and Exchange Commission, Nigeria, as a Receiving Banker, FMDQ Dealer, Derivatives Clearing member and Custodian.

CREDIT CARDS