FCMB Micro Loan is a convenient, paperless micro credit facility with no collateral required for your emergencies and urgent needs. It is an instant loan and the application is through our USSD code *329#.

SALARY PLUS LOAN is a credit scheme available to salary account holders. Through this scheme, our qualified customers can access either short or medium term funding to satisfy their personal financial needs.

Premium Salary Plus loan provides confirmed staff of commercial organizations more useable funds. The employee’s organization must have been rated on Moody’s with a minimum A- rating, and eligible employees interested in the product must earn a minimum monthly income of N100, 000.00.

FCMB FAST Cash Loan is a salary advance product that enables eligible customers access a substantial portion of their Net Monthly Income as an overdraft, before salaries are paid by their organization.

This is a consumer credit scheme which allows qualified individuals to part-finance acquisition of cars for personal use. Customers can own a car and pay over a period of time.

This loan is available to salaried individuals for outright purchase of new homes or equity release on existing residential property.

Loan Tenure:

• Outright Purchase: Maximum of 10 years. Minimum of 5 years
• Equity Release: Maximum of 10 years. Minimum 5 years

This product is designed to provide customers with convenient and affordable means of owning household appliances/equipment by spreading payments over a period of time.