Premium Current Account

Enjoy a range of rewarding lifestyle benefits, including discounted air travel, education advisory services, exclusive access to spas, restaurants, events and lots more with your Premium Current Account.

Features and Benefits

  • Account Opening Balance: ₦100,000
  • Zero Account Maintenance Fees: (Terms & Conditions apply)
  • Free Personalized Cheque Book
  • Unlimited Withdrawals: for maximum flexibility
  • Platinum Debit Card: with access to over 9,000 ATMs nationwide

What You Need to Open a Premium Current Account

  1. Minimum Age: 18 years
  2. Valid BVN and NIN
  3. Two Satisfactory References: (for new customers)
  4. Proof of Identification: Original Passport, Driver’s License, Valid NIN, National ID Card, or Voter’s Card
  5. Recent Utility Bill: A receipt from any public utility or private telephone operator (dated within the last three months)
  6. One Passport Photograph: of each authorized signatory
  7. For Non-Nigerian Applicants: A copy of Resident or Work Permit

Visit any FCMB branch near you or email Premiumbanking@fcmb.com for personalized assistance.



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FCMB is registered and regulated by the Securities and Exchange Commission, Nigeria, as a Receiving Banker, FMDQ Dealer, Derivatives Clearing member and Custodian.