This hybrid current account does not pay interest rate, but gives you the flexibility to issue cheques to other people.

Features and Benefits

  • Account opening balance of N100, 000, with no minimum operating balance
  • Interest Rate is N/A
  • Maintain a minimum average monthly balance of N100,000 and enjoy Zero Account Maintenance, Service or Intersol charges (otherwise withdrawals are charged at N1/Mille)
  • Gold Debit card (Mastercard, Visa or Verve) gives you access to over 9,000 ATMs nationwide and higher withdrawal limit of up to N200,000 per day (on FCMB ATMs only)
  • One (1) free personalized cheque book
  • Free monthly E-Statements (paper statements available on request)
  • Bank your way with Mobile Banking , Internet Banking and in branch
  • Lodge clearing instruments, including dividend warrants
  • Allows for the lodgment of clearing instruments and dividend warrants
  • Can be operated as an individual or joint account.

What do I require to open a Premium Current Account?

  • Minimum age is 18 years
  • Two (2) satisfactory references if you are a new customer
  • Proof of identification such as an Original passport, Driver’s License, National ID card or Voters Card
  • A copy of a receipt from any public utilities or private telephone operator, dated no later than three (3) months
  • One (1) passport photograph of each authorized signatory<
  • For non-Nigerian applicants, a copy of Resident or Work Permit.