Premium Salary Plus loan provides confirmed staff of commercial organizations more useable funds. The employee’s organization must have been rated on Moody’s with a minimum A- rating, and eligible employees interested in the product must earn a minimum monthly income of N100, 000.00.

FCMB Premium Salary Plus has the following benefits:

  • Free issuance cost for Premium Debit & Credit Cards
  • Premium Cheque book


  • Maximum Loan: N10 million
  • Minimum Loan: N1 million
  • Maximum Tenure: 60 months
  • Minimum Tenure: 6 months
  • Pricing: Highly Competitive
  • Domiciliation of salary
  • Life Insurance: Total premium: 0.75% ‘Loan Amount’ Tenure (upfront) non-refundable
  • Employee must earn a minimum of N100,000 to qualify for the FCMB Premium Salary Plus Loan

Terms and conditions apply